Finding Affordable Luxury Cars in 2022

Luxury cars often come with high price tags, but finding true luxury features and performance doesn’t always require breaking the bank. For those seeking premium quality without the top-tier cost, the market offered compelling options. This report, drawing on expert analysis, delves into some of the most affordable luxury cars available in 2022, exploring their features, value propositions, and what made them stand out in their respective classes.

The Most Affordable Luxury Cars from 2022

Luxury vehicles are typically pricier than standard commuter cars due to amenities like premium interiors, advanced technology, exceptional performance, and brand prestige. However, acquiring plush features without the hefty price tag is achievable. The idea of a “cheap luxury car” might seem contradictory, but it’s entirely possible – not every luxury car costs six figures, and prices vary significantly across size classes, revealing genuine relative value. Specifically targeting the new car market at accessible price points, here are some of the best luxury cars 2022 under 40k. To guide you through these options from 2022, segmented by size class according to MotorTrend Buyer’s Guide:

Cheapest Subcompact Luxury Sedan: 2022 Acura ILX | $28,395

The 2022 Acura ILX is the most affordable luxury car on this list for that year, and among the oldest models featured. The ILX is built on a platform from two generations prior to the current Honda Civic, though its subdued yet attractive styling and inclusion of numerous premium features such as heated front seats, adaptive cruise control, and lane keep assist might not immediately reveal its age. As the ILX was effectively being replaced by the 2023 Acura Integra, 2022 presented a potential opportunity for buyers as dealers might have been motivated to move inventory to make space for the newer model.

2022 Acura ILX subcompact luxury sedan front view in motion

• Base price: $28,395
• Engine specs: 2.4L I-4 (201 hp, 180 lb-ft)
• Fuel Economy (city/hwy/combined): 24/34/28 mpg

Cheapest Compact Luxury Sedan: 2022 Cadillac CT5 | $38,690

Despite being one of the most affordable luxury cars on this list for 2022, the 2022 Cadillac CT5 holds the distinction of being the largest sedan Cadillac offered at the time. It is also notably spacious for the compact luxury class, competing with major players like the BMW 3 Series, Mercedes-Benz C-Class, and Audi A4. In fact, the CT5 bridges the gap between the compact and midsize segments. The entry-level “Luxury” trim includes a nine-speaker sound system, remote engine starting, Wi-Fi hotspot capability, and GM’s OnStar system. While many options were available to increase the price, the base Luxury trim offered a roomy, comfortable-driving option for those able to forgo features like seat massagers or a larger 12-inch HD touchscreen.

Close-up side profile of the 2022 Cadillac CT5 V Blackwing

• Base price: $38,690
• Engine specs: 2.0L turbo I-4 (235 hp, 258 lb-ft)
• Fuel Economy (city/hwy/combined): 23/33/27 mpg

For those interested in the performance side of accessible luxury, exploring categories like the best luxury sports sedan 2022 might provide additional insights into models like the CT5 with sportier capabilities.

Cheapest Compact Luxury Fastback: 2022 Audi A5 Sportback | $44,995

It might seem surprising to find the 2022 Audi A5 Sportback on a list of affordable cars. However, a less-known fact about the German brand is that many of its models are competitively priced within their segments. The 2022 A5 was a top choice for Best Luxury Compact Fastback, and it was also the least expensive option in that specific body style. The entry-level Premium trim did lack some standard driver assistance features, such as adaptive cruise control and a blind-spot monitoring system. This might have been Audi’s approach, hoping buyers would value the leather interior, walnut wood inlays, and attractive styling enough to overlook these omissions or pay more for higher trims.

Front view of the 2022 Audi A5 Sportback in white

• Base price: $44,995
• Engine specs: 2.0L turbo I-4 (201 hp, 236 lb-ft)
• Fuel Economy (city/hwy/combined): 26/34/29 mpg

Cheapest Midsize Luxury Sedan: 2022 Lexus ES250 AWD | $42,025

The 2022 Lexus ES250 AWD presented one of the best values for those prioritizing comfort and style over outright performance. This midsize sedan is effortless to drive and boasts a very spacious interior with ample passenger volume. Lexus also updated its touchscreen infotainment system for this model year, significantly improving usability compared to previous iterations. On the performance side, the ES250 was noted for not being particularly “spirited” and lacked engaging driving dynamics, being described as somewhat slow. It was clearly positioned for buyers who preferred a relaxed and comfortable experience rather than sportiness.

Side view of a silver 2022 Lexus ES250 AWD

• Base price: $42,025
• Engine specs: 2.5L I-4 (203 hp, 184 lb-ft)
• Fuel Economy (city/hwy/combined): 25/34/28 mpg

Cheapest Luxury Wagon: 2022 Audi A4 Allroad | $46,595

Luxury isn’t limited to sedans and SUVs. In 2022, most of the available station wagons in the U.S. market resided in the luxury space. The 2022 Audi A4 Allroad not only felt genuinely luxurious but also offered the most affordable entry point into a luxury-branded wagon, narrowly beating out the Volvo V60 Cross Country on price. It combined the brisk acceleration and high-quality interior of the A4 sedan/A5 Sportback with considerably more cargo space and a wagon body style, complete with roof racks. On the downside, the lifted suspension could compromise ride quality, and like many base Audi models, it lacked some standard driver assistance features.

• Base price: $46,595
• Engine specs: 2.0L turbo I-4 (261 hp, 273 lb-ft)
• Fuel Economy (city/hwy/combined): 24/30/26 mpg

Cheapest Midsize Luxury Fastback: 2022 Audi A7 | $70,295

For those with specific tastes leaning towards four-door fastback coupes, the 2022 Audi A7 Quattro presented an intriguing alternative to traditional sedans and a compelling option under $75,000. While offering significant value and striking looks, the A7 wasn’t without its compromises. The suspension was perceived as slightly too soft, and the throttle calibration could feel a bit too responsive. Despite these minor points, the Audi A7 delivered an elegant and practical experience for everyday luxury driving.

Rear quarter view of the 2022 Audi A7

• Base price: $70,295
• Engine specs: 3.0L turbo V-6 (335 hp, 369 lb-ft)
• Fuel Economy (city/hwy/combined): 21/30/24 mpg

Cheapest Full-Size Luxury Sedan: 2022 Genesis G90 3.3T | $76,620

The 2022 Genesis G90 3.3T entered the full-size luxury sedan segment as a strong competitor to established German rivals. Priced below $77,000, it ranked highly in expert buyer guides for its class, capable of holding its own against models like the Mercedes S-Class which started significantly higher. The G90 featured an eye-catching exterior design, offered an exceptionally smooth and quiet ride reminiscent of a limousine, and was notably affordable for its segment. However, its interior design was considered somewhat less inspiring compared to its class competitors, and as a newer brand, Genesis didn’t carry the same historical prestige as brands like Mercedes-Benz or Lexus.

Side profile of the 2022 Genesis G90 3.3T

• Base price: $76,620
• Engine specs: 3.3L twin-turbo V-6 (365 hp, 376 lb-ft)
• Fuel Economy (city/hwy/combined): 17/24/19 mpg

Cheapest Electric Luxury Car: 2022 Polestar 2 | $49,800

The 2022 Polestar 2 single-motor EV is a vehicle with distinctive styling and an interesting background, originating as Volvo’s performance division before becoming a standalone electric car brand. Its styling, though close to its Volvo siblings, is appealing, and its stylishly minimalist vegan interior was particularly notable. With a 0–60 mph time of around 7 seconds, the single-motor Polestar 2 wasn’t built for speed, but offered a respectable 270-mile range. Its base price just under $50,000 was competitive for an electric luxury car, especially when considering potential tax incentives. Downsides included a stiff ride, a recognizable Volvo connection, and a tendency towards understeer.

Rear quarter view of the 2022 Polestar 2

• Base price: $49,800
• Engine specs: single electric motor (231 hp, 243 lb-ft)
• Range: 270 miles

Exploring Other Model Years and Considerations

Beyond the specific models from 2022, exploring affordable luxury extends to other model years and general considerations when buying.

The Cheapest Luxury Cars From 2024

For those considering more recent models with a similar focus on value, the 2024 lineup also presented several accessible luxury vehicles. These cars continued the trend of offering premium features and desirable badges at price points significantly below the segment averages, showcasing ongoing efforts by manufacturers to attract budget-conscious luxury buyers.

2024 Genesis G70 in motion

The list of most affordable luxury cars in 2024 included models like the Acura Integra ($32,995), Audi A3 ($36,495), Cadillac CT4 ($36,615), BMW 2 Series Gran Coupe ($39,395), BMW 2 Series Coupe ($39,795), Tesla Model 3 ($40,630), Lexus IS ($41,235), Mercedes-Benz CLA-Class ($44,350), Audi A4 ($42,295), and Genesis G70 ($42,750). These models represented the entry points for various luxury brands and segments in that model year.

Interior view of the 2024 Audi A4

The Cheapest Luxury Cars From 2025

Looking ahead slightly, the 2025 model year continued to offer relatively affordable options from luxury marques. These newer iterations often brought updated technology, styling, or powertrain options, providing a fresh take on accessible luxury while still aiming for competitive pricing.

Front view of the 2025 Audi A4

The projected list of most affordable luxury cars for 2025 included the Acura Integra ($34,195), Cadillac CT4 ($36,390), Audi A3 ($39,495), BMW 2 Series Coupe ($40,375), Lexus IS ($41,360), BMW 2 Series Gran Coupe ($42,775), Genesis G70 ($43,250), Tesla Model 3 ($44,130), Audi A4 ($45,395), and Mercedes-Benz CLA250 ($45,550). These models were expected to continue offering value in the entry-level luxury space.

Dashboard view of the 2025 BMW 2 Series Gran Coupe

Is Volvo a Luxury Car Brand?

Yes, Volvo is considered a luxury brand. While often emphasizing safety and minimalist design, the Swedish automaker operates in the luxury space, offering premium materials, advanced technology, and refined driving experiences. They are notable for their unique approach, including offering practical wagons and powerful plug-in hybrid variants that blend performance with eco-consciousness.

Side profile of a 2021 Lexus IS500 F Sport

Which Luxury Car Holds Its Value Best?

Generally, two brands consistently rank high for value retention: Porsche and Lexus. Lexus vehicles are renowned for their reliability and longevity, which contributes significantly to holding value, especially for those seeking most reliable used luxury cars. Porsche, with its lineup of highly desirable sports cars and SUVs, particularly the iconic 911, also sees strong value retention, though their vehicles are typically at the higher end of the price spectrum. The Lexus IS, which appeared on the affordable lists, benefits from this brand reputation.

For those on a very tight budget seeking luxury badges, exploring older models and specific listings for used luxury cars for sale under 10 000 could present opportunities.

Conclusion

As this overview of affordable luxury cars from 2022, 2024, and 2025 demonstrates, the realm of luxury is more accessible than many realize. While flagship models command premium prices, entry-level and carefully selected models across various classes offer a taste of high-end features, comfort, and performance without requiring a six-figure investment. By understanding your priorities and exploring options like those highlighted, finding a truly valuable luxury car experience within a reasonable budget is well within reach.